Additional Benefits

     Changes to Current Medical FSA Enrollment

Your existing Medical FSA enrollment will no longer include the $500 carryover feature. You must incur all eligible expenses by the last day of your current plan year, December 31, 2019.

Navia will still administer the 90-day claims run-out period through March 31, 2020. Any balance left in your Medical FSA after this date will be forfeited. No funds will carry over into the next plan year.

Your existing Navia debit cards will no longer work as of the last day of your current plan year, December 31, 2019.

2019 FSA Claim Form (for expenses that incurred 1/1/2019 to 12/31/2019 ONLY)

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Dependent Care Assistance Program (DCAP)

This plan allows you to set aside pretax money from your paycheck to help pay for qualifying child care or elder care expenses.

DCAP Enrollment Guide

Medical Flexible Spending Arrangement (FSA)

This plan allows you to set aside pretax money from your paycheck to pay for out of pocket health care costs.

FSA Enrollment Guide

Life Insurance and Accidental Death and Dismemberment (AD&D)

The basic life insurance plan, provided at no cost to you, provides $35,000 for death from any cause and up to $5,000 in case of accidental death or dismemberment (AD&D). You have the option to purchase up to $1,000,000 of supplemental life insurance coverage and $250,000 of supplemental AD&D for yourself and $500,000 in life insurance and $250,000 of AD&D coverage for your spouse or state-registered domestic partner.  View more information at the MetLife website.

Long Term Disability (LTD) Insurance

LTD insurance helps protect you from the financial risk of lost earnings due to serious injury or illness. When you enroll in LTD coverage, it pays a percentage of your monthly earnings to you if you become disabled. The basic LTD insurance, provided at no cost to you, provides a maximum benefit of $400 per month. You can purchase supplemental LTD which provides 60 percent of your salary (to a maximum of $10,000). More information and the LTD Claim Packet can be found at the Standard website.

HomeStreet Bank's Hometown Home Loan Program

Northshore partnered with HomeStreet Bank in March 2002 to offer The Home Town Home Loan Program, an employer-assisted housing program, to all Northshore School District employees. The Hometown Home Loan Program offers a wide selection of home loan options whether you are buying your first home, refinancing or remodeling your existing home.

Home Town Home Loan Benefits Include:

  • Reduced Loan Origination Fee & Other Closing Cost Savings
  • Realtor Contributions
  • Expert Service
  • Convenient Hours
  • Free Homebuyer Education

Go to the HomeStreet Bank Webpage for the Home Town Home Loan Program for more information. Here you will also find the schedule for many upcoming informative webcasts.

Credit Unions

The Northshore School District works with two credit unions. The credit unions provide many services including discounted loan rates, competitive investment rates, seminars, and more. 

If you set up an accounts with a credit union, you can have a portion or all of your paycheck directly deposited into your account. This is helpful when you have a loan with the credit union or if you just want to tuck some money away but don't want to think about it every month. 

Go to www.inspiruscu.org or www.mountaincrestcu.com to learn more!

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1-866-492-6983
 
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1-800-669-3539
 
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1-833-229-4177