Optional Student Insurance

The health and safety of our students is of critical importance to the district.  However, accidents do happen, sometimes resulting in costly medical bills. The district does not carry insurance for student personal injury costs, including those related to athletics, and therefore cannot assume responsibility for them.

As a service to families, we're providing information regarding multiple types of optional student insurance administered by Myers-Stevens & Toohey, Inc. 

Although they're not the only provider of this type of coverage, they have been recommended by our Washington Schools Risk Management Pool and their plans are used by many school districts across Washington.

Enroll at myers-stevens.com.

• Accident & Sickness Plan
• School-Time Accident Plan
• Full-Time 24/7 Accident Plan
• Dental Accident Plan
• Interscholastic Tackle Football

Hard copy brochure with rates - If you would like a hard copy brochure which includes rates, please contact your child's school or the NSD Risk Management Department at ccash@nsd.org.    

Information from Meyers-Stevens & Toohey

Options are available to cover your child 24/7, anywhere in the world or you can limit coverage to school-related injuries only. The plans do not restrict your choice of doctors or hospitals. However, you’ll also have access to an extensive network of providers with discounted fees. Seeking care through contracted providers may further reduce your out-of-pocket costs, particularly if your child needs surgery or hospitalization.

Also offered is the pay-as-you-go Student Accident & Sickness Plan which covers sickness, as well as injury, in and out of school. The Dental Accident plan can be of particular value with younger students as final treatment to injured teeth often needs to be deferred until after they mature.

Common emergency benefits – Regardless of the benefit level selected, all of the accident medical plans and the Student Accident & Sickness Plan will cover eligible charges for Ambulance, Emergency Room and Emergency Room Physician at 100% of Usual, Customary and Reasonable charges (UCR) up to plan limits.

Enhanced benefits for qualified concussions – If an insured student suffers a concussion while participating in any covered, sports activity and is consequently removed from play from his/her interscholastic sport per the school’s formal concussion protocols, then any deductible or inside limit features of the plan are waived and eligible charges for the evaluation and treatment of the concussion are paid at 100% of UCR subject to remaining policy terms and conditions.

Interscholastic Sports – Please know that all plans offered (other than the Dental Accident Plan) may be used to comply with applicable state and local insurance requirements for participation in interscholastic sports (coverage for high school tackle football is offered on a stand-alone basis).

Enrollment instructions are available at www.myers-stevens.com.