Student Insurance

The health and safety of our students is of critical importance to the Northshore School District.  Even so, accidents happen, sometimes resulting in costly medical bills. Please know the district does not carry insurance for student personal injury costs (including athletics) and therefore cannot assume responsibility for them.

As a service we're providing information regarding optional student insurance administered by Myers-Stevens & Toohey, Inc. 

These plans are used by many school districts across Washington. Although they are not the only provider of this type of coverage, they have been recommended by our Washington Schools Risk Management Pool.

2024-25 plans are now available (no change in rates). Enroll at myers-stevens.com, 1-800-827-4695.

• Accident & Sickness Plan
• School-Time Accident Plan
• Full-Time 24/7 Accident Plan
• Dental Accident Plan
• Interscholastic Tackle Football
• Exchange Student Accident & Sickness Plan (contact Meyers-Stevens)

Information from Meyers-Stevens & Toohey

Options are available to cover your child 24/7, anywhere in the world or you can limit coverage to school-related injuries only.

If your child already has health coverage, our student insurance plans can also be used to help cover the high deductibles and cost sharing obligations imposed by many health plans.

While parents are completely free to seek care from any licensed provider, they also have access to an extensive contracted provider network to potentially further reduce out-of-pocket costs. See details at www.firsthealth.com.

Emergency Benefits - Regardless of the benefit level selected, all accident plans and the Student Accident & Sickness Plan cover eligible charges for Ambulance, Emergency Room and Emergency Physician at 100% of Usual, Customary and Reasonable charges (UCR) up to policy limits.

Enhanced benefits for qualified concussions – If an insured student suffers a concussion while participating in any covered activity and is consequently removed from play from his/her interscholastic sport per the school’s formal concussion protocols, then any deductible or inside limit features of the plan are waived and eligible charges for the evaluation and treatment of the concussion are paid at 100% of UCR subject to remaining policy terms and conditions.

Interscholastic Sports –  All plans offered (other than the Dental Accident Plan) may be used to comply with applicable state and local insurance requirements for participation in interscholastic sports (coverage for tackle football is a stand-alone policy). 

When to Enroll - While your child is eligible to enroll at any time, one-time-pay rates for the accident medical plans and Dental Accident Plan are the same regardless of enrollment date. As such, you are encouraged to consider enrollment now in order to include coverage for now through the full 2024-2025 School Year. Once processing is completed, an ID card verifying coverage will be mailed home to you.

Enrollment instructions are available at www.myers-stevens.com. 

Hard copy brochure with rates - If you would like a hard copy brochure which includes rates, please contact your child's school or the NSD Risk Management Department.